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Savings Accounts

Home Personal Savings

Save for Your Future!

Whether it’s for a new car, a dream vacation or just a rainy day, there will always be something to save for. Farmers Savings Bank is here to help you save by offering multiple savings accounts to choose from.

Premier Savings Account

This account is perfect for anyone who can devote more of their income to savings. Premier Savings rewards these larger deposits with a competitive rate that ensures your money grows over time. 

Old School Values
with New School Ways

  • To open the account, you must deposit at least $1,000.00
  • If the balance falls below $1,000.00 any day of the statement cycle, a service charge of $10.00 will be imposed at the end of the statement cycle.
  • Interest is compounded and credited to the account monthly
  • $3.00 Printed Statement Fee (waived with E-Statements)   

OPEN YOUR PREMIER SAVINGS ACCOUNT    

View Rates


Basic Savings Account

Get started saving with Passbook Savings! It is a great first savings account with a lower average daily balance, and is easily accessible when you need it.

OPEN YOUR BASIC SAVINGS ACCOUNT


Saving for something specific? Use our Monthly Savings Calculator to see how much you need to put away each month!


Christmas Club Savings Account

Save for the holidays all year round with Christmas Club Savings! Make contributions throughout the year, and then reap the benefits as the holidays roll around.

  • $25 required to open account, no minimum balance thereafter
  • Automatic transfer options available
  • No withdrawals prior to maturity
  • Balance, including interest, will be deposited to an FSB account or a check will be mailed each October
  • $3.00 Printed Statement Fee (waived with E-Statements)

OPEN YOUR CHRISTMAS CLUB SAVINGS ACCOUNT


Health Savings Account

Save specifically for healthcare costs with a health savings account (HSA) from Farmers Savings Bank. Our HSAs require you to be enrolled in a high deductible health plan.

Health savings accounts also offer a “triple tax benefit”: tax deductions when you contribute to your HSA, tax-free earnings as your money grows and tax-free withdrawals to pay for qualified medical expenses.

OPEN YOUR HEALTH SAVINGS ACCOUNT

Get more information about HSAs from our demo!