Checking Accounts

Home Personal Checking

Multiple Options to Fit Your Needs

Don’t get stuck in a box when it comes to your checking account! At Farmers Savings Bank, we understand your needs are unique. That is why we offer multiple checking accounts to choose from.

All of our accounts come with access to Online Banking and Mobile Banking to help you manage your money like a pro!

Premier Checking

Designed to reward those who keep higher checking account balances, Premier Checking helps your money grow on its own. Simply meet the minimum balance requirement to earn a great rate!

  • To open the account, you must deposit at least $1,000.00 
  • If balance falls below $1,000.00, any day of the statement cycle, a service charge of $10.00 will be imposed.
  • Unlimited Check Writing
  • Check images returned with monthly statement
  • Interest is compounded and credited to the account monthly
  • Interest earned on three tiers, depending on the daily balance
  • $3.00 Handling fee - Waived with e-Statements
  • Open Your Premier Checking Account

Basic Checking

A great checking option for people of all ages! Basic Checking has no minimum balance requirement, meaning you keep more of your hard-earned money. 

Hometown Banking
That Meets Your Needs

  • No minimum deposit to open or maintain account
  • Free Welcome Pack of Checks
  • No per check charge
  • $3.00 handling fee (waived with e-Statements)
  • $4.00 service charge to include check images with your statement
  • Open Your Basic Checking Account 

Regular Checking

A step up from our Basic Checking, Regular Checking fits the needs of anyone who maintains a good balance in their checking account.

  • Maintain an average daily balance of $400.00 to avoid the $3.00 service charge per statement cycle
  • A per check charge of $0.25 for each check transaction will occur if average balance falls below $400.00
  • Check images are returned with statement
  • $3.00 handling fee (waived with e-Statements)   
  • Open Your Regular Checking Account 

Gold Money Market Checking Account

Higher account balances mean higher rewards! Our Gold Money Market account is a great way to diversify your money while also retaining the access you need.  As long as you meet the minimum balance requirement, your money will continue to grow.

  • To open the account you must deposit at least $10,000.00 
  • If balance falls below $10,000.00 any day of the statement cycle, a service charge of $8.00 will be imposed as well as a charge of $.25 charge for each debit transaction
  • You may only make six transfers from this account each statement cycle, including checks, payments to third parties or preauthorized automatic transfers, telephone transfers, and transfers via online banking or telephone banking.
  • Unlimited over-the-counter deposits or withdrawals
  • Interest compounded and credited to the account monthly
  • A variable rate of interest is paid on this account
  • Open Your Gold Money Market Checking Account