Deposit Rates

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Competitive Rates to Help Your Money Grow!

At Farmers Savings Bank, we are all about helping you grow your wealth and achieve financial success. The rates we offer on our deposit products help you maximize your hard-earned money in order to help you live the life you want.

We do our best to keep this page current, but rates are subject to change. When in doubt, please contact the Farmers Savings Bank office nearest you.

Current Rates as of January 1, 2019

CD Rates

	Interest Rate	APY *
91 Day $2,500 minimum to open	1.15%	1.16%
182 Day $2,500 minimum to open	1.25%	1.25%
1 Year $2,500 minimum to open	1.60%	1.61%
2 Year $2,500 minimum to open	1.90%	1.91%
3 year $2,500 minimum to open	2.15%	2.16%
4 year $2,500 minimum to open	2.25%	2.26%
5 year $2,500 minimum to open	2.50%	2.52%

* Annual Percentage Yield

Savings Rates

	Interest Rate	APY *
Premier Savings $1,000 minimum balance to open
$100,000 or greater	1.25%	1.26%
$1,000 to $99,999	1.15%	1.16%
Balance less than $1,000	1.05%	1.05%
Passbook Savings	0.45%	0.45%
Christmas Club	0.45%	0.45%
Health Savings Account	0.95%	0.95%

CD APY's reflect interest added on semi-annually. Early withdrawal penalties and/or fees may reduce earnings.

* Annual Percentage Yield

IRA Rates

	Interest Rate	APY *
Variable Rate IRAs**	2.25%	2.26%

* Annual Percentage Yield

**Rates are subject to change at any time.

Interest Bearing Checking Accounts

	Interest Rate	APY *
Premier Checking $1,000 minimum balance
$100,000 or greater	1.25%	1.26%
$10,000 to $99,999	1.15%	1.16%
$2,500 to $9,999	1.05%	1.05%
Balance less than $2,500	0.95%	0.95%

* Annual Percentage Yield

Money Market Rates

	Interest Rate	APY *
Gold Money Market Checking $1,000 minimum balance
$100,000 or greater	1.25%	1.26%
$10,000 to $99,999	1.15%	1.16%
Balance less than $10,000	1.05%	1.06%

* Annual Percentage Yield