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Deposit Rates

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Competitive Rates to Help Your Money Grow!

At Farmers Savings Bank, we are all about helping you grow your wealth and achieve financial success. The rates we offer on our deposit products help you maximize your hard-earned money in order to help you live the life you want.

We do our best to keep this page current, but rates are subject to change. When in doubt, please contact the Farmers Savings Bank office nearest you.

Current Rates as of August 2, 2022

CD Rates

 Interest Rate

APY 

91 Day
$2,500.00 minimum to open
0.25%0.25%
182 Day
$2,500.00 minimum to open
0.50%0.50%
1 Year
$2,500.00 minimum to open
1.25%1.25%
2 Year
$2,500.00 minimum to open
1.50%1.51%
3 year
$2,500.00 minimum to open
1.75%1.76%
4 year
$2,500.00 minimum to open
2.00%2.01%
5 year
$2,500.00 minimum to open
2.25%2.26%

APY = Annual Percentage Yield
CD APY's reflect interest added on semi-annually. Early withdrawal penalties and/or fees may reduce earnings. 

Savings Rates

 Interest RateAPY 

Premier Savings*

$1,000.00 minimum balance to open

  

$250,000.00 or greater

 0.65%0.65%

$100,000.00 to $249,999.99

 0.50% 0.50%
$1,000.00 to $99,999.99 0.40% 0.40%
Balance less than $1,000.00 0.20% 0.20%

 

 

Basic Savings*

 

 

0.15%

 

 

0.15%

Christmas Club*0.15%0.15%
Health Savings Account*0.25%0.25%

APY = Annual Percentage Yield                       *Fees may reduce earnings.        
Rates are subject to change at any time after the account is opened.

IRA Rates

 Interest RateAPY 
Variable Rate IRAs* 1.75%1.76%

APY = Annual Percentage Yield                  *Fees may reduce earnings.
Rates are subject to change at any time after the account is opened.

Premier Checking Account*

$1,000.00 minimum balance to open

 Interest RateAPY 
$250,000.00 or greater0.65%0.65%
$100,000.00 to $249,999.990.50%0.50%
$10,000.00 to $99,999.990.40%0.40%
$2,500.00 to $9,999.990.20%0.20%
Balance less than $2,500.000.20%0.20%

APY = Annual Percentage Yield                      *Fees may reduce earnings.
Rates are subject to change at any time after the account is opened. 

Gold Money Market Checking*

$10,000.00 minimum balance to open

 Interest RateAPY 
$250,000.00 or greater0.65%0.65%
$100,000.00 to $249,999.990.50%0.50%
$10,000.00 to $99,999.990.40%0.40%
Balance less than $10,000.000.20%0.20%

APY = Annual Percentage Yield                         *Fees may reduce earnings. 
Rates are subject to change at any time after the account is opened.