Health Savings Accounts (HSA)

Plan Ahead for Healthcare Costs with a Health Savings Account (HSA)

Healthcare expenses can come when you least expect them. That’s why a Health Savings Account (HSA) is a smart way to prepare. At Farmers Savings Bank, we’re here to help you make the most of your healthcare dollars—now and in the future.

An HSA is a personal savings account that allows you to set aside money tax-free for qualified medical expenses like doctor visits, prescriptions, and more. If you’re enrolled in a high-deductible health plan (HDHP), you may be eligible to open an HSA with us.

Here’s what you can expect with an HSA at FSB:
✔ Choose between Individual or Family HSA (inly one signer on the account) 
✔ Interest is paid monthly
✔ Can be funded by you, your employer, or both
✔ Tax-free contributions, earnings, and withdrawals when used for qualified expenses

Whether you’re planning ahead or just getting started, we’re here to help you make the most of your healthcare savings. Stop by any of our locations to talk with a team member about opening a Health Savings Account today.

Apply Today

Printed Statement Fee waived with E-Statement Enrollment.